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Peter M. Bakker Agency Inc.

302 W Main St #206
Avon, CT 06001

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Restaurant Insurance from The Bakker Agency

Customized Insurance Programs to meet the unique needs of your growing Farmington Valley Connecticut Restaurant

Owning and managing a growing business is tough.

Throw on top of that finding quality talent, managing schedules, creating amazing experiences and challenging guests – restaurant entrepreneurs have their hands full!

You don’t need to have the added worry of a lawsuit crippling what you’ve worked hard to build.

Kitchens can catch fire, food can go bad and guests and employees can get injured, but a strong and thoughtfully designed Insurance Program can protect you from a wide range of risks that are common in the restaurant world.

For over 45 years, The Bakker Agency has been partnering with local, Farmington Valley Connecticut restaurants to help them lower the risk and increase their revenues. Our deep experience in the restaurant industry means we understand your business and how to protect what you’re working so hard to build.

From fine dining and restaurant groups to food trucks, we worry about the insurance, so you don’t have to.

Ready To Start Your Quotes?

We make the process super simple. When you’re ready click the button below and we’ll help you get exactly what you need!

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What do you have to lose?

Don’t let a loss or lawsuit put the business that you’ve worked so hard to build at risk.

Employee Theft

Cost: $50,000 Defense Costs

A restaurant employee engages in a credit card skimming scheme involving the distribution of guest’s credit card information to a 3rd party in exchange for cash payments. The scheme goes undetected for several weeks. When the scheme is uncovered, the restaurant owner is sued by several of the victims.

General Liability Claim

Cost: $120,000

A customer slipped and fell in a client’s restaurant after an employee mopped the front entrance. As a result of the fall, they sprained their knee and require three surgeries resulting in a lawsuit for $120,000 in medical costs.

Improper Food Preparation

Cost: $28,000

A restaurant guest suffered cuts to her throat and mouth when she choked on a bone that was left in her seafood dish. The guest was awarded $28,000 for medical bills and anguish.

You’ve worked tirelessly to build your business. Having the proper Restaurant Insurance Program in place can protect you and your business from losses and lawsuits that could financially devastate your business.

Protect what matters.

What people say about The Bakker Agency


Service is excellent- we have many policies and many variations in coverage requirements- constant evaluations needed to make sure we are meeting our client’s needs; and the responsiveness and competence of the Bakker Agency is awesome. Helps us succeed. We can be needy and are often way busier than we'd like- and the team at Bakker is always there for us. Would recommend many times over.

Commercial Lines Client Since 1997

Everything is so seamless and effortless for us - you take care of everything in our best interest and get in touch when we need something. Less for us to worry about, it’s a great thing!

Commercial Lines Client since 1998

Our company has used the Bakker Insurance Agency for over 25 years. They have always provided top notch, personal assistance, helping us to find the best coverage at the best price. They respond quickly to questions and are happy to look into special circumstances as they arise. We feel that they are "our team" - a company that goes above and beyond for their clients.

Commercial Lines Client since 1996

Not sure where to start?

No worries, we can help. We’ll review your needs, provide unbiased feedback and let you get back to business and life. Simple.

Schedule a Call

Important coverages

While all businesses and restaurants have unique coverage needs, there are several important coverages to consider:

General Liability

Protects restaurants against lawsuits and other financial liabilities resulting from accidents or other problems such as food born illnesses

Property Coverage

Helps cover the physical location of your restaurant and the tools used for running your restaurant business

Business Income

Helps cover the loss of income when you can’t run your restaurant or food business because of covered property damage

Crime & Vandalism

Provides coverage for a claim due to burglary, robbery, employee theft or vandalism to the property

Commercial Auto

Covers you or an employee when a personally owned vehicle, used for business purposes, is involved in an accident

Workers Compensation

Protects you and your employees should they become injured or ill at work

Commercial Umbrella

Provides additional protection in the evnt that your business has a large loss that exceeds a single policy's limits

At The Bakker Agency we recognize that your restaurant insurance needs are unique as your menus. That’s why we recommend talking to an Insurance Agent who specializes in Connecticut restaurants to discuss your current situation and help guide you to the best protection at the best value.


What to Expect

If you’re looking for an insurance partner that takes a personal approach to understanding your risks and developing insurance programs that protect your business and lifestyle - Bakker Insurance is right for you.



Specialty expertise:


Deep industry understanding coupled with insurance expertise and access to the best carriers in the space.



Progressive consultation:


We take the time to understand you and your business needs beyond the insurance. We ask smart questions and listen effectively.



Unique relationship approach:


Personal insurance management by real humans who know you and what you value most.



Loss Control:


We help you protect your assets, employees and business goals. An effective loss control program helps you reduce potential losses and the costs associated with them.

Learn more here

Protect what matters most to you

We’ll worry about your insurance so that you can get back to your business and life. Speak to an expert today.

Schedule a call

The information contained on this website is for information and illustration purposes only. All, some, or none of these coverage’s may be on your current policy. If you have a question about your current policy or what coverages you need, please call the agency.